In Haryana Pashu Kisan Credit Card, the credit for farmers will be Rs 76,300 per Murrah buffalo, Rs 71,325 per foreign cow and 70,825 per indigenous cow. Haryana government will now launch Kisan Credit Card Scheme 2022. All the farmers who have their own animal can apply by filling the application/registration form. During the financial year 2021-2022, there will be about 10 lakh farmers getting credit cards and the number of farmers getting credit cards will increase in the coming years.
Haryana government has started Pashu Kisan Credit Card scheme for all farmers with livestock. With the Pashu Kisan Credit Card, farmers can get interest subvention on loans and buy anything they need. This scheme will be started exactly on the lines of Kisan Credit Card scheme. Check the process of how to fill the Pashu Kisan Credit Card Application/Registration Form. Let’s get complete information related to it.
Haryana Pashu Kisan Credit Card Scheme Online Application / Registration Form
All livestock owner farmers will be members of Haryana Pashu Kisan Credit Card Scheme. 76,300 per Murrah buffalo to farmers, 71,325 foreign cows and 70,825 per indigenous cow. Apart from these credit cards, farmers can buy anything and the grace period is 1 year to get 4% interest rate. Otherwise the interest rates will go up and farmers will also become defaulters.
get loan without any interest
No interest will be charged under this scheme on loans up to Rs. As mentioned above, farmers will be given interest under Pashu Kisan Credit Card Scheme at 7% interest rate on 1.6 lakhs. In this, the Central Government will provide 3% interest subsidy and Haryana State Government will provide benefit on the remaining 4%. In this manner the interest charged under Haryana Pashu Credit Card Scheme will be without any interest. All livestock farmers of Haryana can take advantage of Pashu Kisan Credit Card Scheme.
Application / Registration Process for Pashu Kisan Credit Card in Haryana
Given below is the complete procedure to fill the application/registration form for applying Pashu Kisan Credit Card in Haryana:-
- The strategy for implementation of Pashu Kisan Credit Card in Haryana includes tie-up with 24 dairy milk plants. These dairy milk plants have milk collection points with chilling centers across the state.
- Data operators and officers of Animal Husbandry Department will get the Pashu Kisan Kisan Credit Card application form of the farmers filled at these milk collection centers.
- After this the details of each dairy animal will be taken from “Har Pashu ka Gyan” app with 1 picture. This app was used by the Animal Husbandry Department for the population of livestock.
- On completion of the details, the department will take subsequent action with the banks so that Pashu Kisan Credit Cards are implemented and distributed to the farmers at the milk collection center the next day.
Pashu Kisan Credit Card in Haryana is going to empower the farmers to provide best nutrition like main mineral mix of the region and also provide mats and fans for the animals. This scheme is expected to make a game changer in Haryana. Whenever farmers have money, they will be able to pay again and use the money efficiently.
To get a cattle credit card, visit your bank and apply for it. An application has to be submitted for this project in the bank itself. Along with the Pashu Kisan Credit Card application form, documents like identity card, Aadhar card, passport size photograph have to be submitted. It is to be noted that this scheme is only for Haryana residents. Your animal credit card will be sent within a period of 1 month after the application form is started.
How to get Pashu Kisan Credit Card Scheme Loan
In this scheme, farmers will have to give an affidavit to the Deputy Director of Animal Husbandry and Dairying Department. Before this, the farmer will also have to get his animal insured. 100 will have to be paid for this.
Haryana government gives loan under this scheme. 40,783 farmers who own a cow. Interest will be given to the farmers through credit cards on 6 installments every month. 60,249 rupees will be given to the farmers having buffaloes up to its equivalent loan of Rs. The money has to be returned within 1 year with an interest of 4% per annum. Farmers who repay their loans on time will get a lot of benefits.
If the farmer takes loan above Rs 1.6 lakh through animal credit card then he will get loan at simple interest rate. For this loan, the farmer has to mortgage something. Here also if the farmer pays the loan amount within one year, then he will get the benefit on interest.
Repayment Schedule of Haryana Pashu Kisan Credit Card
One can easily understand the repayment schedule of Haryana Pashu Kisan Credit Card. For loan, if a farmer buys diesel worth Rs 4000 on 4th July 2021, then he will have to pay the money by 3rd July 2022. Similarly, if someone pays Rs 9000 fridge or tuition fees or any expenses on 9th August 2021 then they have to return that amount before 8th August 2022 to avail the concessional 4% interest rate.
The main objective of these Pashu Kisan Credit Cards is to free farmers money from lenders interest and boost their consumer income. The State Government of Haryana has a target of giving 10 lakh Pashu Kisan Credit Cards in the financial year 2022-2023. The new facility of Pashu Kisan Credit Card will meet the short term credit needs for fish farming, rearing of shrimp and other aquatic life.
Similarly, the rate for saltwater prawns has been fixed at Rs 92,800. The Haryana government has fixed this rate after taking into account the labor, veterinary and electricity supply cost. About 89 lakh livestock produces 44 lakh liters of milk per day. There are about 29 lakh farmer families who depend on livestock for their daily income.